Automatic transfers to more than 80% of banks in Spain

It was recently named ‘number one company’ in the Sunday Times Tech Track 100, which lists the fastest growing technology companies in the UK. It helps to solve specific and urgent economic needs, or opportunities that the client can not let go, Wonga helps them with fast loans, if the application is approved, the money is sent in less than 15 minutes. Automatic transfer works in 80% of banks. This speed and efficiency is possible thanks to the high automation with which they exercise their processes, using advanced technology that in a matter of seconds makes the most appropriate, quick and objective decision. They also define themselves as a different and responsible company so that at all times the user experience is positive.



  • The first loan, for securities under 300 euros, has no interest, if you pay in 30 days.
  • Offers plans and categories, with discounts and larger amounts.
  • Fast, easy and safe. Everything online, with the necessary information to carry out the process, no more, no less.
  • Flexible, transparent and comfortable loans, where you can access the information and the values ​​of the agreement at any time.
  • Fair prices for quick loans, and discounts for regular customers.
  • Available on the internet, on tablets and smartphones
  • Memberships Blue, Bronze, Silver and Gold, which will provide favorable conditions for successive mini-credits.



  • Choose the amount to request and deadline, through the website.
  • Complete the application form that will appear below.
  • Be of legal age and have residence in Spain at the time of applying for the loan.
  • National Identity Document, (DNI or NIE) scanned.
  • Be the holder of a bank account in Spain, and depending on the bank, perhaps a debit card associated with that account.
  • A valid mobile phone, in which you will receive a pin number as a security key to validate your identity.
  • Proof of income, such as a contract, a benefit, a payroll etc, to ensure that your economy is solvent and you will not enter files of defaulters as ASNEF for not making payments on time.

Loan details:

 Loan details:

  • Loans of up to € 300, the first without interest if you pay in 30 days.
  • If you are already a customer, loans of up to € 700 and more advantages
  • Loan repayment within 30 days (maximum 60 days)

What should I do to pay my loan?

 What should I do to pay my loan?

Depending on your preferences and your situation, Wonga will put at your disposal several payment options so that you can do it in the way that best suits your circumstances, among which we can highlight:

  • If the bank has requested a debit card as a requirement, the loan will be charged directly from that card. However, a few days before the expiration of the deadline, they will inform you so that you can make sure you have funds at the right time.
  • If, on the other hand, the bank has not requested you in the debit card requirements, you have two options:
    • You can click on the link “Return my loan with card”, where it will indicate all the information related to your credit and there you can include your card number, in which a payment will be charged by secure transaction “3D Secure”.
    • If you prefer you can make a bank transfer to any of the following accounts (do not forget to indicate the loan reference number):
      • LA CAIXA ES93 2100-3075-59-2200628605
      • BANC SABADELL ES91 0081-0533-95-0001224026
      • BANKIA ES31 2038-9238-92-6000169982

What happens if I can not pay on time?

  • If you have an unforeseen event that does not allow you to pay on the indicated date, you must inform Wonga, through your user area. Then you will recalculate the fee to pay for this extension and you can carry it out. Keep in mind that you can only make two term extensions, so you must be very careful when choosing payment terms.
  • If still, you can not pay the loan, a commission for non-payment of 20 euros will be generated, which will be automatically added to your debt, and will begin to generate daily interest on the total amount due on the due date. That is why it is advisable that you get in touch with them as soon as you see that you can not pay.


Bank Personal Credit


Bank is a national and international credit institution. In Brazil it offers several services, lines of credit and financial products differentiated for all types of classes. HSBC has an agency throughout the Brazilian territory, in the product portfolio, the client obtains personal loans and financing for all purposes ..

The credit institution has been operating in Brazil since 1997. Its headquarters is located in the city of Curitiba, and in the world it has more than 9,000 branches in all continents. Its units are equipped with a first world structure, the staff are always on hand to provide excellent customer service, both for account holders and non-account holders who want banking services, lines of credit, cards, other services and products.

Do you want to borrow money? Do you want affordable interest rates? Whether exclusive lines of credit, HSBC offers, in addition to the ease and advantages granted to customers seeking quick and easy money, the terms and interest rates for hiring are very attractive.

You need money to solve a problem in your budget or finances, HSBC grants loan applications as quickly and safely as possible, and reduced bureaucracies in almost every operation.

Products, services and lines of credit

Products, services and lines of credit


HSBC provides numerous lines and modality for hiring: Payroll Loans, Personal Loans, Settled Loans, Real Estate Loans, Vehicle Financing, Receivables Advance, Credit Operations and Leasing etc.

And financial services such as: Current Account, Personal Loans and Financing, Credit Cards, Investments, Capitalization, Insurance, Pension Plans, Consortium, International Services, Annual Debt Discharge Statement and Annual Statement of Tariffs, Interest and Charges.

Financial protection

Financial protection

One offered service that we believe to be essential, is the “Financial Protection”, with this service the HSBC client gets much quieter when hiring a personal credit or personal loan. When you apply, ask for the Financial Protection Insurance . Being protected, the insurance guarantees the payment of the installments if there are any unforeseen in the finances, another advantage is to be able to compete for monthly raffles in the amount of R $ 10 thousand reais.

Types of loans

Types of loans

HSBC Personal Loan : It is an ideal credit solution for those who want to get money without too much complication, interest rates are low, installment due date and repayment term can be chosen, the term varies by up to 24 months.

HSBC payroll-deductible loans : With the consignment credit facility, civil servants, employees of private companies and beneficiaries of the INSS can count on the facilities to collect money at the best interest rates on the market. without bureaucracy, the discounts of the installments are made directly with the discount on the payroll (Counter-check, Salary or Benefit) of the contractor.

The maximum limit for payroll-deductible loans depends on the assignable margin and HSBC’s assessment to determine the amount to be released.

HSBC Vehicle Financing : Did you like a car you saw at the dealership or the magazine and decided to buy it but do not have enough money to complete the deal? So you must know about HSBC bank vehicle financing , there are 4 financial operating modes: “Auto Finance”, “Auto Credit”, “Leasing” and “Auto Gold Card”. Once requested, vehicle financing approval is completed in a few minutes, the payment term is over, up to 48 months.

HSBC Real Estate Financing : You who are looking for a property, house or apartment to buy, with the line “financing for the purchase of real estate of HSBC”, the future borrower achieves elongated terms, competitive rates starting at 9.5% per year, orientation in the choice of the appropriate property, advice for the closing of the business and also the possibility of financing the costs of notary, ITBI and much more.


Borrowed Money With Dirty Name Do I Need Urgently?

Pde » Money» Money borrowed with dirty name, I need?

Money borrowed with dirty name in banks and financiers, do you believe it is capable if you can carry out this kind of financial operation in Brazil? Being with the dirty name implies a series of restrictions and vexations, it is practically unavoidable the failure to obtain credit in the square. Everyone knows that the lender looks irregularly at the person who has failed to honor their credit and financial commitment and so will be subjected to the inability to get approved for a new loan , financing or credit card.

This means that you have not paid your credit obligations in the past, as the dirty name has no right to solicit them in private or public financial institutions, especially conventional personal loan, credit limit, overdraft and general financing.

But Carla, the “payroll loan lends money to anyone with a dirty name on the square .” Actually, borrowed money with dirty name on the payroll is not a problem, since, who guarantees the loan is not the contractor but the body that he belongs, for example: public employee, retired and pensioner of the INSS and employees of private companies.

How to get money borrowed with dirty name

 How to get money borrowed with dirty name

For these dirty-named people to borrow money, companies or the organs need to have covenants for it. So in fact if the “dirty-named person” could not give that guarantee, she could not get the loan, either.

In Brazil this type of credit practically does not exist, except for a few exceptions, when it has, the interest is so high that it is better to continue with the debts. In some cases, the candidate for   loan with a dirty name still needs to join or become a member of some cooperative or class association. Fortunately or unfortunately the credit market still does not look to the debtors with due respect. Here in Brazil, the Debtor is regarded as a deadbeat and therefore has virtually no right to anything.

Legally getting money borrowed with dirty name is not easy, it’s very complicated. I know some legal companies that lend money to those with a dirty name – for individuals, interest is almost double – the amounts released do not exceed R $ 1,500 reais in 8 times at most. Catching up with lender who makes moneylender is a shot in the other foot in the head, run away from them!

Going crazy, going crazy, banging your head on the wall, despairing too will not do any good. The most appropriate is to list all your debts, get in touch with each of your creditors, the cards ask the blockade not to continue to run interest, then negotiate, financial debts, talk to the lender, divide several times of small values , if it is a returned check, one-to-one redemption, and so on until it has a clean name and credit in the square again.

Keep in mind one thing, my dear web surfer and reader of the Blog, the possibility of getting you more than $ 1,500 reais with dirty name in SPC and Serasa is almost null, especially if you do not fit the situations explained in the third paragraph.

Dirty name limits credit, loan and new job

Still unable to clear the name of SPC and Serasa

Borrowing money through personal loans or bank and financial financing has become a very promising business in Brazil, so much so that we currently see national coverage in the disclosure of credit offers for all types of bank and non-bank clients.

Borrow money

 Borrow money

One of the financing companies that has offered the most “borrowed money” is the Crefisa financial loan even if the person has the name dirty, it is possible to get loan in the dozens of stores scattered throughout the country.

CredCard is also another credit financing company that has invested heavily in advertising for those who wish to apply for personal loans with exclusive facilities, especially for those who are already a client and who have a Card from the issuer.

Borrow money depending on the modality or the credit line the interest rates are very high. Banks charge high fees for overdrafts, Financials apply interest rates out of the reality for those who are not a frequent customer and the Card Administrators are offering financing operations of invoices and even personal loans to install on several occasions, however, it is good analyze first before concluding any deal with Card Issuers and Administrators.

Who wants to borrow money should ..

Those who wish to “request money” using the pre-approved loan, find rates little more attractive, however, the cost of money varies according to the profile and relationship of the client with the financial institution, is still an expensive operation, given the fact of being a loan with no guarantee to the creditor (Bank). The higher the credit risk, the higher the interest rate applied.

We all know that banking and financial institutions offer lines of credit to lend money at lower and more attractive rates, such as financing for the purchase of goods and the payroll loan with maximum interest of 2.14%. It is enough for the client to know which line of credit is best for making the most suitable loan application .

If you are willing to borrow money from a bank or financial institution beforehand, plan how much you want to borrow, how much you pay, and what type of loan you are eligible for. Determining the amount, the form of payment and the lending institution can affect directly in your pocket, for more or less, you are the one who decides.

See too:

  1. You really need to borrow money.
  2. Personal loan to invest with borrowed money
  3. See where to borrow money
  4. Borrow money from banks and financial institutions
  5. Borrow money with the dirty name?
  6. Do you need a lot of money to borrow?
  7. Who needs borrowed money raises the hand
  8. Borrowed Money, Credit Banks and Loans?

Borrowing money is not free money

If you are borrowing money, which is sometimes super essential, you have to understand that you are not only taking money but are also paying interest rates, taxes and additional fees, and can also limit what you can do financially future.

Instead of continuing to spend without need for example, you can double your efforts to repay this debt and perhaps other credit card debt.

One more thing, be careful not to fall into the scams, scams and scam of the loan with restriction name on the dozens of sites that are infesting the internet.

I miss 500 euros and want a quick loan

Do you occasionally think: I miss 500 euros and want a fast credit? Then immediately apply for an urgent loan and fill in your bank balance today with extra money! With a rush loan, you can settle the money on your account today!

You can borrow 150 euros, or 200 euros, 550 euros or 700 euros! So how do you get money quickly is no longer a question. Even borrowing without BKR is possible with this handy online loan.

So do you think: I want money on my account today? How do I get money quickly? Then close an urgent loan and discover the benefits of this fast loan!

I miss 500 euros and want a quick credit


I miss 500 euros and want a quick credit, maybe a cry that you recognize? Then you are not the only one. Everyone has a money shortage, and it is always annoying. You would then like to top up your balance as quickly as possible, and a loan can help you with that. What is unfortunate is that applying for a credit at the bank can take a long time. While you probably need money soon! In addition, the bank rejects many loan applications, so it is not even certain whether you actually get the loan. This can all be explained logically in view of the crisis, but it is annoying! Fortunately, there is an alternative solution if you need money fast, one with which you can easily and quickly borrow some money!


The answer before I miss 500 euros and want a quick credit you just find on the internet!


Nowadays, the bank is no longer the only place where you can get a loan. There are many other loan providers active where you can go.

On the internet is a group of loan providers that focuses on offering quick and easy loans. And you can just take out this loan online! So do you think I miss 500 euros and want a quick credit?

This is the answer! This loan is known as the emergency loan or mini credit. There are many different providers of this loan, and you can choose for whom you will take out the loan.

It is wise to take a moment here. Read all the conditions carefully and compare the costs, so that you can make a good and well-considered choice.


For what amounts am I missing 500 euros and want a fast credit possible?

This loan is not known for nothing as a minicredit: you borrow relatively small amounts. You can already take out a loan from 50 euros, and the maximum amount is between 750 euros and 1000 euros, this differs per provider.

You choose the amount you borrow, from a few ten to a few hundred euros. Never lend more than you really need, because a rush loan only lasts for one month.

After a month you have to repay the borrowed amount! I miss 500 euros and want a fast credit can be solved with an emergency loan, see this as a handy advance on your salary.